Money Talks

An educator’s essential guide to teaching inclusive financial literacy in any setting

“A game-changer . . . Her RICH Framework gives educators a clear path to making money conversations empowering for every student.”—Tiffany “The Budgetnista” Aliche, New York Times best-selling author of Get Good With Money

Money Talks—here’s how to empower students to join the conversation

Diana Isern, a financial educator and school leader with 20 years in public education, has spent the past decade teaching students how to think and talk about money. Now, as financial literacy mandates surge across the US, she's gathered her top resources and strategies in Money Talks, your jargon-free, interactive guide to inclusive financial wellness education.

This hands-on resource for high school educators offers personal reflection exercises and practical methods for teaching financial concepts like money mindset, building credit and savings, investing in the stock market and in real estate, and navigating new digital economies. Money Talks is grounded in the RICH framework, which ensures that students from all backgrounds see themselves as capable wealth builders:

• Representation: ensuring that diverse perspectives and identities are reflected
• Inquiry: fostering critical questioning and wonder
• Connection: making concepts accessible and relevant to students' lives
• Holistic thinking: embracing asset-based thinking

Throughout the guide, you’ll hear from real students and educators on the transformative power of inclusive financial education. The stories, strategies, and activities in Money Talks will support educators in creating authentic, engaging lessons that go beyond the classroom to make a lasting impact on students and their families.

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Standard and Primary covers are widely available through general retailers. They often have higher print runs and can be cheaper, especially during sales.

In contrast, Direct Market (DM) and variant covers are primarily sold in comic shops. DM editions tend to have more limited availability and may be more valuable to collectors.

The main differences lie in artwork style, availability, price, and collector appeal. Ultimately, the choice between standard and variant covers depends on personal preference, budget, and individual collecting goals.

Comic book enthusiasts have various formats to choose from when collecting their favorite stories.
Here's a brief overview of the main types:

Omnibus

• Large, hardcover collections
• Usually contain complete runs or extensive story arcs
• Typically 800-1000+ pages
• Higher price point, often €100-€150

Oversized Hardcover (OHC)

• Similar dimensions to omnibus, but thinner
• Collect shorter runs or story arcs
• Usually 300-600 pages
• Priced between €30-€50

Hardcover (HC)

• Standard-sized hardcover books
• Collect 6-12 issues typically
• Similar dimensions to single issues, but with a hard cover
• Priced around €25-€35

Trade Paperback (TP)

• Softcover collections
• Standard comic book size
• Usually collect 4-6 issues
• Most affordable option, typically €15-€25

Other Formats

• Absolute Editions: Oversized, deluxe hardcovers (mainly DC Comics)
• Compendiums: Massive paperback collections
• Graphic Novels (OGN/GN): Original stories not previously released as single issues

The choice between these formats often depends on personal preference, budget, and collecting goals. Omnibus and OHC editions offer larger artwork and more content but at a higher price, while TPs provide a more affordable way to collect complete story arcs